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Salvador Carrillo Jr
        (Realtor)
CA BRE lic #01923084

Exit Imperial Realty
512 Broadway St
El Centro, CA 92243
Phone: 760 562 5003
Email: 
salvador.realty@gmail.com

About El Centro CA: The city of El Centro was founded in 1906 and given the name because of its central location in the Imperial Valley. El Centro is located about 130 miles west of San Diego that is the 2nd largest city in California. El Centro encompasses most of the Imperial Valley by 11.019 square miles with a predominant Hispanic population of 41,242 residents. This city is mostly an agricultural business city. The main freeway that serves El Centro is Interstate 8 east/west. Although it is a small town, El Centro is expanding through the agricultural business as well as the solar power projects. Imperial Valley Mall is right off of Interstate 8 as well as many small shopping centers within the city. El Centro has two movie theaters and many parks to spend lots of family quality time.

IMPERIAL VALLEY REAL ESTATE BLOG BY SALVADOR CARRILLO JR OF EXIT IMPERIAL REALTY: buy or sell with Sal

First Steps To Buying Your First Home

ARE YOU A FIRST TIME HOME BUYER BEGINNING YOUR HOME SEARCH BUT NOT SURE WHERE TO START?

                                             

Sometimes buying your first home can seem tough/confusing and can be overwhelming however it is an amazing accomplishment and a gratifying experience. Provided you set yourself up for success to avoid being overwhelmed.

 Step 1. Higher a Reputable Real Estate Agent that is an active, full time agent that has Recent Online Reviews  and expertise in your market of choice.  If you do not have one please call Salvador Carrillo JR (760) 562 5003. 

Step 2. As soon as the decision has been made to purchase a home immediately start a down payment savings If you do not already have one set up. Have a great idea of where your credit score standing is. When running your credit score, mortgage companies will use your median score not your lowest, not your highest but median score. Also have an idea of what type of home you may be interested in and what area to get a general idea of property price in the current market. Its also a good idea to view a couple of homes ahead of time. Call Your Real Estate Agent to find this out.

Step 3. Once you are ready to begin your home buying journey the next step would be to meet with a loan officer to begin your your pre approval process for a home loan. In that meeting you will be pre qualified by a loan officer and given a loan amount that the bank has pre approved to loan you to purchase a home. This will allow us to know a buyers purchasing power which is the budget in which to shop within.  In order to pre qualify you for a home loan the loan officer will need the following documents, if you do not have a company in mind ask your realtor to refer a few reputable choices.

A. Copy of Federal Tax returns from this year and last years tax returns with corresponding w2's.

B.Copy last two most recent Pay stubs. 

C. Copy of Most Recent Bank Statement.

Step 5. Last and final step is to begin Home shopping with Your Realtor Salvador Carrillo jr.

 

Fox News Why to Buy instead of Rent in 2017

Find Your Dream Home in El Centro. California

There are so many different kinds of homes out there for families to choose from.  Do I want to live in El Centro?  Or maybe you want to find a home in El Centro.  How many bedrooms and bathrooms do you need?  Do you need a large back yard?  A small backyard?  Do I even need, or want, a yard at all?  Don’t even get me started on the front yard and curb appeal.  Hardwood floors, tile, carpet.  There are so many things to consider when looking for your dream home.  How, then, do you find the right home for you?

The answer is to put me to work for you.  That is what I do for my clients.  Completing my basic Dream Home Finder I can immediately go to work for you.  Of course you can take advantage of my Quick Search and my Advanced Search tools to surf through all the homes for sale in El Centro, California or the surrounding areas.  By completing the Dream Home Finder, I can use additional resources at my disposal to locate homes for sale that may not be available in the public view.  In addition you are a busy individual and my passion is to work for you to find that dream home and schedule tours for you.  By working together as a team with your dreams and my resources, finding that dream home is only one tour away.  It is my passion to find you that one right tour.

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