ARE YOU A FIRST TIME HOME BUYER BEGINNING YOUR HOME SEARCH BUT NOT SURE WHERE TO START?
Sometimes buying your first home can seem tough/confusing and can be overwhelming however it is an amazing accomplishment and a gratifying experience. Provided you set yourself up for success to avoid being overwhelmed.
Step 1. Higher a Reputable Real Estate Agent that is an active, full time agent that has Recent Online Reviews and expertise in your market of choice. If you do not have one please call Salvador Carrillo JR (760) 562 5003.
Step 2. As soon as the decision has been made to purchase a home immediately start a down payment savings If you do not already have one set up. Have a great idea of where your credit score standing is. When running your credit score, mortgage companies will use your median score not your lowest, not your highest but median score. Also have an idea of what type of home you may be interested in and what area to get a general idea of property price in the current market. Its also a good idea to view a couple of homes ahead of time. Call Your Real Estate Agent to find this out.
Step 3. Once you are ready to begin your home buying journey the next step would be to meet with a loan officer to begin your your pre approval process for a home loan. In that meeting you will be pre qualified by a loan officer and given a loan amount that the bank has pre approved to loan you to purchase a home. This will allow us to know a buyers purchasing power which is the budget in which to shop within. In order to pre qualify you for a home loan the loan officer will need the following documents, if you do not have a company in mind ask your realtor to refer a few reputable choices.
A. Copy of Federal Tax returns from this year and last years tax returns with corresponding w2's.
B.Copy last two most recent Pay stubs.
C. Copy of Most Recent Bank Statement.
Step 5. Last and final step is to begin Home shopping with Your Realtor Salvador Carrillo jr.
Fox News Why to Buy instead of Rent in 2017
👔FOR SALE👔 and Now Available to show! 760 562 5003.👔👪🔑🏠#SalvadorCarrillojr #ExitImperialRealty #BuyorsellwithSal #ElCentro
Amazing, Gorgeous, Perfect! Hello, I am 346 Countryside Drive in El Centro. If you are looking for an amazingly beautiful home in the McCabe school district, then you must visit me. I have very nice curb appeal, nicely manicured landscaping and three car garage,Nicely chosen colors, quality shutters, diagonal ceramic tiles, laminated flooring, fire place, nicely designed curio are just a few of the attributes. Formal living room, separate dining area, spacious and gorgeous kitchen with quality cabinet and an island, build-in appliances and large family room add flavors to my beauty. One spacious bedroom and full bath downstairs are very desirable. Large master bedroom and walk-in closet, good size loft, 2 bedrooms upstairs, laundry room with sink and plenty of cabinets make me just the right choice for a family who is looking for luxury home. I am also close to The Imperial Valley Mall. Make me your HOME. $309,900. MORE HOMES FOR SALE IN EL CENTRO.
OPEN HOUSE TODAY IN EL CENTRO BY SALVADOR CARRILLO JR OF EXIT IMPERIAL REALTY! $319,900.00
2591 SANDALWOOD DR IS A BEAUTIFUL HOME LOCATED IN EL CENTRO'S DESIRED WEST SIDE.
DID I MENTION THIS HOME FEATURES A POOL !
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